Mortgages & Savings
Mortgage and savings news: Bank of England interest rate decisions, mortgage rate changes from lenders, remortgaging, first-time buyer schemes, and savings rates and accounts. Desk editor: Alexander Ingram (AiMoney).
UK mortgage rates in 2026: Bank Rate held at 3.75%
The Bank of England held Bank Rate at 3.75% on 17 September 2026 and says mortgage rates for households are higher than before the Middle East conflict began. We set out what current mortgage interest rates in the UK mean for your monthly payment.
Mortgage rates UK 2026 housing affordability: market loses momentum
Buyer enquiries and agreed sales weakened in September, Lloyds put prices flat, and weekly data show sales 7.4% below 2025 so far this year as borrowing costs stay high.
Five ex-Barclays traders’ rate-rigging convictions quashed
The Court of Appeal has quashed the convictions of five former Barclays traders in Libor and Euribor cases. The Serious Fraud Office did not contest the appeals, after earlier Supreme Court findings of unfair jury directions in related cases.
5 year fixed mortgage rates 6%: remortgage searches up 40%
Average five-year fixed rates have reached 6% and sub-5% deals have almost gone, while Twenty7tec data shows adviser remortgage searches rose 40% in September.
About our Mortgages & Savings coverage
We report rate decisions from the Bank of England itself and explain what they mean for borrowers on fixed and variable deals, and for savers.