Interest Rates
Bank of England base rate decisions and their impact on mortgages and savings.
UK housing market negative equity risk 2026: what it means
Mortgage rates are rising and sales growth is cooling, but official data show households coping. What the negative equity warnings mean for UK homeowners and affordability.
UK mortgage rates in 2026: Bank Rate held at 3.75%
The Bank of England held Bank Rate at 3.75% on 17 September 2026 and says mortgage rates for households are higher than before the Middle East conflict began. We set out what current mortgage interest rates in the UK mean for your monthly payment.
UK rental market demand surge: tenant demand up third month
RICS surveyors report tenant demand growing for a third straight month while landlord instructions stay weak. Official figures show UK rental prices rising 3.5% a year.
Mortgage rates UK 2026 housing affordability: market loses momentum
Buyer enquiries and agreed sales weakened in September, Lloyds put prices flat, and weekly data show sales 7.4% below 2025 so far this year as borrowing costs stay high.
Five ex-Barclays traders’ rate-rigging convictions quashed
The Court of Appeal has quashed the convictions of five former Barclays traders in Libor and Euribor cases. The Serious Fraud Office did not contest the appeals, after earlier Supreme Court findings of unfair jury directions in related cases.
UK digital bonds: first digital gilt, DIGIT, expected by early 2027
The Treasury has named six banks for DIGIT, the first digitally native government bond. Here is how it works, when it is expected and what it means for savers.
Bank of England inflation: what embedded price rises mean in 2026
Persistent price rises make it harder to bring inflation down. This explainer looks at embedded inflation in the UK economy, the latest 2026 figures and the next ONS release on 20 January 2027.
UK house prices September 2026: growth halves to 0.8%
House price growth slowing in 2026 is clear in Nationwide's September House Price Index, with annual growth halving to 0.8% as higher mortgage rates weigh on buyers.
5 year fixed mortgage rates 6%: remortgage searches up 40%
Average five-year fixed rates have reached 6% and sub-5% deals have almost gone, while Twenty7tec data shows adviser remortgage searches rose 40% in September.
